Privacy Policy

1. Introduction

Welcome to Content Credits. We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and disclose your data when you use our platform.

2. Information We Collect

We collect the following types of data when you use Content Credits:

Personal Information: Name, email address, and payment details (processed by PayPal; we do not store payment information).
Usage Data: Interaction with the platform, transaction history, content accessed, and device/browser details.
User-Generated Content: Any comments, reviews, or materials posted within the platform.
Cookies & Tracking Technologies: We use cookies to enhance user experience and track platform analytics.

3. How We Use Your Information

Your data is used to:

Provide and improve our services.
Process payments via PayPal and manage account credits.
Monitor platform activity for security, fraud prevention, and customer support.
Send updates, promotions, and customer service communications.
Comply with legal obligations or respond to law enforcement requests.

4. Data Retention & Security

We retain user account data for as long as necessary to provide services or as required by law. Inactive accounts may be deleted after 12 months of inactivity. We use industry-standard security practices to protect user data but cannot guarantee absolute security.

5. Sharing & Third-Party Services

We do not sell or share your personal information with third parties, except in the following cases:

Payment Processing: We use PayPal to process transactions; PayPal’s Privacy Policy applies to payment data.
Legal Compliance: If required by law, subpoena, or to protect our rights.
Analytics & Tracking: We may use third-party analytics tools to understand usage patterns.

6. Your Rights & Choices

You have the right to:

Request access, correction, or deletion of your personal data.
Opt out of marketing emails by unsubscribing.
Manage cookie preferences in your browser settings.

For privacy requests, contact us at [email protected].

Terms of Service

1. Acceptance of Terms

By using Content Credits, you agree to these Terms of Service. If you do not agree, please discontinue use of our services.

2. Eligibility

You must be at least 18 years old to use Content Credits. By signing up, you confirm that you meet this requirement.

3. Account Registration & Responsibilities

Users must provide accurate information during registration.
You are responsible for maintaining the security of your account and password.
Content Credits is not liable for unauthorized access resulting from user negligence.

4. Beta Tester Program

Beta testers may receive additional promotional credits. Content Credits is not obligated to extend these benefits to all users, and promotional credits can be revoked at any time.

5. Content Credits System

5.1 Digital Credits

Content Credits function as digital tokens for accessing content on our platform. They:

Have no cash value.
Are non-refundable and non-transferable.
May expire after 12 months of inactivity.
Cannot be withdrawn, resold, or exchanged for real-world currency.

5.2 Payment Processing & Transactions

All payments are processed via PayPal. By making a purchase, you agree to PayPal’s terms and conditions. All transactions are final, and chargebacks or fraudulent activities may result in account suspension.

6. Content Access & Licensing

6.1 Access to Paid Content

Purchasing access to content does not grant ownership. Users may not:

Redistribute, reproduce, or download protected content without authorization.
Circumvent any content access restrictions imposed by Content Credits.

6.2 Content Moderation & Removal

Content Credits reserves the right to remove any content that violates platform policies or legal regulations.

7. User Conduct & Prohibited Activities

Users may not:

Engage in fraudulent activities, including unauthorized credit transfers or chargebacks.
Use Content Credits for illegal or unethical purposes.
Attempt to manipulate or abuse platform features.

Violations may result in account suspension or legal action.

8. Limitation of Liability

Content Credits is not liable for:

Any loss or damages resulting from use of our platform.
Content availability or quality.
Unauthorized account access due to user negligence.

Users access and use Content Credits at their own risk.

9. Dispute Resolution & Governing Law

Any disputes must first be addressed by contacting [email protected]. If unresolved, disputes will be governed by the laws of Kentucky, with jurisdiction in Kentucky courts.

10. Updates to This Agreement

Content Credits may modify this Agreement at any time. Updates will be posted on our website with the revised effective date.

11. Contact Information

For questions regarding this Agreement, contact us at:

Content Credits
1032 Madison Ave
Covington, KY 41011
Email: [email protected]